Posts Tagged: work from home on computer

Employment - Work From Home — 4 Comments
21
Apr 10

Are you clever enough to work from home?

This post looks at the second of four excuses people often use for their lack of success – intelligence. People worry whether they are clever enough. This article explains why some of the most successful people have been the least educated.

In his book The Magic of Thinking Big David Schwartz starts with the four main excuses people use as reasons for accepting their position in life. Once you accept these excuses they become like a disease, you begin to believe your own press and stop trying. Many people feel they lack the “intelligence” to be successful. However what many people do is confuse education with intelligence.

An educated person is different from an intelligent person. To be very educated you need to be of average intelligence only. However you can be very intelligent and have little or no education. This is because education is about learning a skill or facts and memorizing them. As long as you are of average intelligence you can learn most skills, provided you decide to and stick at it and become an expert.

Intelligence is about the ability to think creatively and see a solution to a problem. In fact some people say very clever people see problems other people fail to see and they see the solution. So what you need to concentrate on is your ability to identify a problem your customer has and give them a solution.

Henry Ford the famous American entrepreneur was proud of the fact that he was uneducated. When a paper ran a story saying he was stupid he sued them. They asked him lots of questions that High School children would know about history etc. He refused to answer them saying simply he did not need to know because he could find someone who could tell him.

As a reader of this Blog I assume you are interested in self employment work from home opportunities and you may think you lack the education to start one. Well here are some other ways you should look at that very question:

  • Never underestimate your own intelligence and never overestimate the intelligence of others. What counts is how you use your intelligence.
  • Tell yourself several time each day your attitude is more important than your intelligence
  • Remember the ability to think is far more important than the ability to memorize facts – you can always refer to materials to find things out there is no need to stuff your head with them

So do you still think you intelligence may stop you being a success in self employment work from home?

Andrew Peel

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Ways To Earn Extra Money — 8 Comments
2
Apr 10

The secret of the seven secret ways to earn extra money

This post rounds up my  series on the secrets contained in the 1920′s best seller, The Richest Man in Babylon (G.S. Clason). It basically tells you what to do with the information to earn extra money.

I’ve read your ways to earn extra money – now what?

The answer to the question of, ‘what to do about the seven secret ways to earn extra money?’ is actually the seventh secret.

It’s the easiest step to take, however to do it consistently on a daily basis takes discipline. Jim Rohn agreed the advice contained in The Richest Man in Babylon is very simple. The amazing statistic he gave was only 1 in 10 in any room would actually take any actions based on the book. He then went on to say only 10% of those people would do all the actions. [Thanks to Dave a Blog commenter here for this information].

So the secret is very simple, draw up a position statement of where you are in each of the areas. Then draw up an action plan of what you are going to do to meet the targets set in the book. Now here is the most important part – take action and take action on a daily basis. Avoid being the 95% who just accept things as they are.

Andrew Peel

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Work From Home Careers — 10 Comments
25
Mar 10

How to deal with old age and the unexpected

This article the 6th in a series from 7 Ways To Earn Extra Money aimed at people entering a work from home career.

People in work from home careers want to retire as well

People in work from home careers are looking to be financially free. Financial freedom means thinking and acting like wealthy people.

In his best selling The Richest Man in Babylon, G.S. Clason gives 7 basic ways to become wealthy. The key lesson I have learned from the book is about mindset. Unless you adopt a wealthy mindset your work from home career will simply provide you with more income. Wealthy people think in terms of solidifying their personal/business finance plan and then how to leverage extra income that keeps working for them, even after they stop working.

In work from home careers there is no company pension plan – unless you create one. So simple question, How much are you planning to put away for your future pension? Yes I said a pension. The day will come when you know longer wish to work or are unable to look after yourself.

The interesting thing is that many surveys show the younger a person becomes an entrepreneur the less a pension is on their mind. However figures show the sooner you start a pension makes a significant difference to your fund. This is because of the tax breaks you get and the effect on interest earning interest – compounding.

So a safe way of making extra money, once you have followed the first 5 lessons, is to secure your future income.

How do people in work from home careers deal with the unexpected?

The focus of this article is about securing your future. As people in work from home careers the same principle applies to us – even more so because we own our own businesses.

The following are the only ways to deal with the unexpected:

  • Plan – Put in place arrangements to reduce the risk of the event happening
  • Reduce – Take actions now that reduce the level of the risk
  • Avoid – Change your plan so that the event will never occur
  • Contingency – Have some spare resources you can use to deal with the event
  • Transference – Transfer the management of the event to someone else

So for things like the possibility of long term sickness, sudden accident or disability and even untimely death the sensible thing to do is get insurance. You may want to think about other forms of insurance in particular identity theft, misuse of your business name and logo.

To quote from the book, “Provide in advance for the needs of thy growing age and the protection of thy family”.

Andrew Peel

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Work From Home Careers — 7 Comments
19
Mar 10

Guard Your Savings From Loss

This is the 4th in our 7 Ways To Make Extra Money based on The Richest Man In Babylon, (G.S. Clason). We focus on avoiding risky investments.

The bottom line for work from home careers

Those of us in work from home careers have usually done so to achieve a measure of financial freedom. The level of freedom is dependent on many factors, key ones being:

  • time spent working on the business
  • amount of money you have to initially invest
  • your level of persistence and consistency

The bottom line is you are looking to make some extra money from your work from home careers. Even more importantly you need to ensure your savings are protected from loss.

The most common way to have your savings lose money is to invest in riskier investment vehicles before you know the basics of investing.

Home Internet businesses and emergency funds

People who are in a waged occupation are often advised to have at least three months in savings as soon as they can. So what should people in home Internet businesses do? Well actually it’s even more important you have an emergency fund.

An emergency fund is exactly what it sounds like, money you can use when something unexpected happens. You will normally have no sickness and holiday pay scheme. When you are financially free that means you will be a real business owner and you will be getting sufficient money from residual income to cover these period. Residual income is income from sources unrelated to your personal level of work.

It will take a period to get to that point so your emergency fund is your safety net along the way. Having stocks and shares or long term savings schemes is different from an emergency fund. The key features of an emergency fund are:

  • You should make regular contributions to it until you have a level of cash that is equal to 3 months of your anticipated level of earnings
  • You should be able to make immediate withdrawals from the fund
  • You should never end up with less than the amount of money you paid in so this means it has to be a savings account of some kind
  • Your money should be with a guaranteed banking institution of some kind, with some form of government guarantee scheme
  • There should be no penalty for making as many withdrawals as you wish

You need to look for the best Interest Rate by doing research. Consider fixed rate accounts, however these have pro’s and con’s. At least if the interest rate is guaranteed you can project how long it will take to build up the fund. The downside is these funds often have penalties for more than X withdrawals a year. Make sure you get proper financial advice when setting up an emergency fund and take full advantage of any tax incentives.

Andrew Peel

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Work From Home Careers — Comments Off
17
Feb 10

Work From Home Careers: The 17 Top Leadership Qualities Part 2

This is the second in a two part series on the Leadership qualities required in work from home careers.

Leadership in a work from home company

Wess Roberts, author of the best selling, Leadership Secrets of Attila The Hun identified the 17 qualities required in a Leader. You home business is essentially a work from home company because you own a business. To be successful you need to be a Leader therefore identifying these qualities and developing any areas where you feel you are weak. In the last post I identified the first eight of these qualities. Below are the remaining nine:

  1. Timing – This is a crucial Leadership skill, knowing when to act and when not to act. There is no formula for this, this can only be gained through failure. This is why it the top people in work from home careers say they ‘fail their way to the top’.
  2. Competitiveness – All Leaders must have an intrinsic desire to win. This means winning the important battles as opposed to winning at all costs.
  3. Accountability – This means accepting responsibility for all failures and successes that occur on ‘your watch’ and avoiding blaming others and external circumstances.
  4. Self-confidence – This is achieved by being in a business opportunity that trains and supports you to meet the challenges you will face.
  5. Responsibility – Leadership is about seeing that things which need to be done are done. This is as opposed to getting involved in the detailed running of an associate’s business. You only direct them to resources and support them in their use.
  6. Credibility – This is about having the intelligence to know where to go for information and advice and be able to pass that information on to others.
  7. Tenacity – True Leaders persist even through disappointment, deception and even people leaving you. Persistence will see you through to the completion of the most difficult challenges.
  8. Dependability – Leaders have to be depended upon to do the right thing in all situations. This has a strong link to business ethics.
  9. Stewardship – This is a caretaker like quality where you encourage others to develop leadership qualities. Once you have enough competent Leaders in your business then you can really reap the benefits of your labour.
Andrew Peel

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